Mobile Mechanic Zip

Zip is a flexible payment option that allows customers to pay for products or services in installments, making it easier to afford larger expenses without paying the full amount upfront. When integrated into a mobile mechanic service like Lube Mobile, Zip could function as a payment option for customers who need immediate automotive services but want to spread out the cost over time.

If you do not repay your purchase in full within the interest-free period, you will be charged interest on the remaining balance. Zip Money currently has a standard interest rate of 19.90% p.a. for new customers. However, Zip says to check your contract for interest rate details, as it may vary depending on the retailer.

You can use a Zip Money account to shop online and in-store wherever you see Zip at the checkout as an available payment method. Zip says it has over 22,000 partnered retail stores, including Amazon, Bunnings and Kmart. You can see a full list of where you can shop on Zip’s website. You can also use a Zip Money account to pay BPAY bills and buy gift cards.

Zip Pay and Zip Money are two different products offered by Zip. Zip Pay is generally better suited to smaller purchases than Zip Money. Zip Pay offers a credit limit of up to $1,000 and all purchases are interest free. In comparison, Zip Money offers a line of credit for amounts over $1,000 and interest may be charged on purchases.

Yes, you can use Zip for a car service with Lube Mobile. Once you’re at the payment stage, simply choose Zip as a payment option. Zip will allow you to split the cost into easy-to-manage payments over time.

If you don’t already have a Zip account, you can quickly sign up during the checkout process. Zip will assess your eligibility, typically through a fast credit check (which often doesn’t impact your credit score).

Zip's typical payment options include:

Pay in 4: Split the cost into 4 equal payments, typically paid every 2 weeks. This is the most common plan, and it’s interest-free as long as you pay on time.

Flexible Plans: Depending on the provider, Zip may offer other options to spread payments over a longer period (such as monthly or bi-weekly payments), potentially with an interest charge after the first few payments.

Flexible Payments: Zip allows you to split the cost of your car service into smaller, more manageable installments, which makes it easier to handle larger expenses.

Interest-Free Plans: If you choose the Pay in 4 plan, you pay in 4 equal installments with no interest, as long as you pay on time.

Immediate Service: You can get your car service done right away, without needing to wait until you’ve saved up the full amount.

No Need for Credit Cards: If you don’t want to use a credit card, Zip is a good alternative for spreading out payment

You’ll need to be approved by Zip, and approval is usually instant for smaller amounts. Larger services may require more information. If you miss a payment, Zip may charge a late fee or apply interest to the outstanding balance.